Researched profile20–50 in stock
John Anthony Motors
Mount Gravatt, Queensland
Best for: Brisbane southside families and commuters after a late-model used car with finance arranged through the dealership.
FinanceWarrantyServicingTrade-ins
Home / Dealers / Queensland / Mount Gravatt
Fully researched profileCars On Terms
Mount Gravatt, Queensland 4122
Researched 4 September 2026
The short version
Cars On Terms is an independent used car dealership at 1223 Logan Road, Mount Gravatt, on Brisbane's southside, built around in-house finance for buyers who struggle with mainstream lenders. The website says applications are considered from people with poor credit history, casual employment, past bankruptcy or Part 9 debt agreements, and each application is personally assessed. Stock is mainstream used cars, with Hyundai and Toyota prominent.
Best forBrisbane buyers who need vehicle finance despite an impaired credit history and want the car and the loan handled at one dealership.
About the dealership
Cars On Terms operates from 1223 Logan Road, Mount Gravatt, and positions itself as a finance-first used car dealership. The website says the team tries to understand each applicant's situation more than normal lenders do, assigns a personalised case manager to every application, and considers buyers with poor credit history, casual employment, past bankruptcy or Part 9 debt agreements. Its stock is mainstream used vehicles, with listings spanning Hyundai, Toyota, Mitsubishi, Kia, Nissan, Subaru, Honda, Mazda and Mercedes-Benz, and long-term rental options are offered on selected vehicles.
Why a buyer might visit
- In-house finance aimed at buyers mainstream lenders decline
- A personalised case manager assesses each application individually
- Mainstream used stock across Hyundai, Toyota, Mitsubishi, Kia and other makes
- Long-term rental options on selected vehicles
- Sell-your-vehicle enquiries accepted
Who may want to visit
- Buyers with poor or limited credit history
- Casual and non-standard income earners
- Buyers recovering from bankruptcy or Part 9 debt agreements
- Brisbane southside buyers
- Budget-focused buyers of mainstream makes
Worth knowing before you go
Opening hours are weekdays only, 8:30am to 4:30pm, with the dealership closed on weekends and public holidays. Finance approval and terms are assessed case by case, so ask what deposit, repayments and conditions would apply to your situation, and confirm the warranty cover on the specific vehicle you are considering.
Services and support
FinanceAvailable; in-house finance with a personalised case manager, and applications considered from buyers with poor credit history, casual employment, past bankruptcy or Part 9 debt agreements
WarrantyAvailable; the dealership says its vehicles come with warranties
Trade-insAvailable; the website invites sell-your-vehicle enquiries
Service availability is recorded from the dealership's own published information and may change. Confirm finance terms, warranty coverage and servicing directly before purchase.
Questions buyers ask
What does Cars On Terms sell?
Mainstream used cars, with listings spanning Hyundai, Toyota, Mitsubishi, Kia, Nissan, Subaru, Honda, Mazda and Mercedes-Benz.
Can I get finance with a bad credit history?
The dealership says it considers applications from buyers with poor credit history, casual employment, past bankruptcy or Part 9 debt agreements, with each application personally assessed.
How does the finance work?
Finance is arranged in-house and every application is assigned a personalised case manager. Terms are assessed individually, so contact the dealership for what would apply to you.
Is there a warranty on the vehicles?
The website says its vehicles come with warranties. Confirm the cover applying to the specific vehicle with the dealership.
Where is Cars On Terms located?
1223 Logan Road, Mount Gravatt QLD 4122, open weekdays 8:30am to 4:30pm.
Does CDR host its vehicle listings?
No. CDR links buyers to the dealership's own website for current stock.
Work at Cars On Terms? Spot something out of date, or want a Featured Dealer profile?
Request a correction · Featured DealerEditorial transparency: this profile was prepared using official dealership and inventory pages. Stock levels change constantly; confirm current availability directly with the dealership. CDR does not publish ratings or paid rankings, and commercial participation does not purchase a positive opinion. Corrections: corrections process.
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